We will review the process of buying a home from A-Z and discuss unique funding that is only available to YOU- a first-time buyer. With one program, it is possible to buy a home for as little as $1000 of your own funds. You are generally a first-time buyer if you have not owned a home in the past 3 years.

This course is less about memorizing every detail of your home and more about building the habit of noticing, documenting, and deciding. You'll learn just enough about what to look for, then spend the bulk of our time together sorting priorities, making decisions, and creating a realistic action plan. No contractor experience needed — just a willingness to start.

Procrastinate no more! No matter what your age, give your loved ones an important gift by creating two legal documents - a Health Care Directive and a Power of Attorney. These documents are vitally important in the event you become incapacitated and cannot make decisions for yourself. A Health Care Directive (akin to the old "Living Will") is a legal document that communicates your health care wishes and allows you to name someone to make health care decisions for you when you cannot speak for yourself. A Power of Attorney allows you to choose someone to handle your finances and property and is effective immediately upon signing. In this class, you will prepare both of these documents so you won't end up without these important legal plans in place. Leave class with two notarized documents and give yourself and your loved ones peace of mind.

Aging often involves transitioning to different housing. The process involves coordinating financial and physical health considerations and frequently downsizing a home. We review these aspects so you can plan. Housing discussed- buying & renting-subsidized and elderly waivers, market-rate apartments, 55+, CCRC, independent/assisted living age in place, memory care, cooperatives, condo/townhouses. Explore alternatives to just single-family living. Come with your questions to decide what will work best for you and what are your next steps?

Are you new to Medicare? Are you a senior already on Medicare but don’t fully understand it? It’s no doubt that Medicare can be confusing and overwhelming, so let us educate you. This class will help explain the basics of Medicare, eligibility, and enrollment. We are willing to answer any questions that you may have to the best of our ability. Are you a couple years out from eligibility? No worries, bring a notepad to become fully prepared for when you are eligible.

Understand the features of retirement planning in Retirement Planning Navigation whether you are just beginning to think about the details of post-career freedom, or you are ready to form a comprehensive retirement financial plan. This class will cover how to: manage investment risks use tax laws to your advantage understand cash-flow planning for retirement manage typical healthcare costs, including long-term care navigate company retirement plans navigate estate planning understand your social security payment options The class will also briefly describe the basics of financial fraud prevention; find a full class on financial fraud prevention for everyone (and your aging parents) in the course catalog. Ryan Livingston is a professional financial educator employed full time with Edward Jones where there are strict guidelines for generating business prospects. Ryan will NOT pressure class participants to employ him for services, and he will not contact class participants with information about Edward Jones services after the class. Ryan WILL share in his course materials with participants: His professional contact information. A clear description of how to initiate financial planning services at Edward Jones. A clear description of Edward Jones professional service fees and financial planning rates.

Are you turning sixty-five and wondering about Medicare? Would you like to understand Medicare Part A & B as well as the difference between Medicare supplements and Advantage plans? What are your choices if you are working and have a group plan? Learn when you can enroll and where you can make some comparisons so you can select the right option for you